Colorado Long Term Care Insurance Specialists since 1989.  We provide insurance benefits for employer and association groups, as well as providing individual coverage.  Other insurance programs include: Voluntary Supplemental Insurance, Consumer Driven HRA Plans, Pre-Paid Legal Services and On-Line Enrollment Services.

     Lidke & Associates' objective is to help you preserve your quality of life, freedom of choice and financial security with appropriate long term care insurance protection, a key component to effective pre-retirement planning.

** LTC Insurance Quote Request Form **
    Your choices include:
  1. Facts You Should Know
  2. Why Should You Care?
  3. Personal Options
  4. Employer/Association Options
  5. Broker Support
  6. E-MailComments/Questions
  7. Other Articles

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What are Your Personal Options?

Lidke & Associates Specializes in long term care insurance planning and is based in Englewood, Colorado. We have a network of qualified professionals throughout the United States to help meet your individual needs and those of your older loved ones.

We offer Nursing Home, Assisted Living and Home Health Care Insurance:

* Home Health Care- includes adult daycare, hospice care and care coordination.

* Coverage will be personally designed to fit your needs and budget

* Plans are available for adults up to the age of 99

* Employers can arrange  for employee discounts - some health questions and underwriting required

 Note: Many who use this web site are entitled to membership or employee discounts.

  Remember, it is your health, not your money, that buys long term care insurance protection.

Employer/Association Options

As employers and associations strive to meet the changing needs of their employees and members, a diverse and comprehensive benefit package can help.

Lidke & Associates is experienced in helping both employers and associations offer expansive benefits designed to meet the needs of an aging population.
During the next 30 years, the number of Americans over the age of 85 will more than double. Are you in this group? Are your parents? Americans are living longer and most of us need to take steps now to protect the quality of life we will want to enjoy. We have over 16 years of experience in this aspect of the insurance industry.

    Do you want help with any of the following?
  • Voluntary or company-paid long term care insurance programs
  • Educational programs on aging family issues, long term care planning and pre-retirement planning topics
  • Resources for family support in aging and care giving concerns (Senior Answers)
Broker Support -- Your Choices Include:
  1. Broker Support and Continuing Education Credit Classes
  2. How do I become a Lidke & Associates' long term care licensed broker?

    Colorado Licensing Rules:
    To become a licensed agent in the State of Colorado you must first be a licensed Health and Life Insurance Agent. This requires completing a course of study and passing the Colorado Licensing Exam for Health and Life. Agents licensed in Colorado must also complete 24 hours of Continuing Education Credits every two years to keep their insurance license active.

    Once you have completed the Colorado Insurance initial licensing process, you must compete a 2 Hour Long Term Care Insurance Certification Course (see dates and times for courses provided by us). There is no test required, just class instruction. You are now ready to be appointed with one or more carriers who offer long term care insurance in Colorado.

    Other State Licensing Rules:
    Licensing to sell long term care insurance in states, other than Colorado, varies based on each individual state's licensing requirements. Contact each state Division of Insurance for information.

    Agents who work with Long Term Care Insurance must be well versed in this complex and varied insurance product to be successful. Consumers in the baby boomer generation are becoming knowledgeable on this subject. Long Term Care Insurance is destined to become one of the most important financial purchases made by anyone wanting a secure retirement. Your knowledge and advice must be timely and accurate.

    Lidke & Associates, Inc. represents several top carriers and licenses sub-agents agents throughout the United States. Top contracts are available.

    Name:
    Company (if applicable):
    Address:
    Phone:
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    E-mail
    Comments/Questions

  3. How to Have a Successful Enrollment with Group / Association Long Term Care Insurance
  4. How Do I become licensed to sell voluntary supplemental products under Lidke & Associates, Inc.? Answer: E-mail us with contact information and we will personally notify you to explain the various options and opportunities available to you.
    Name:
    Company (if applicable):
    Address:
    Phone:
    Fax:
    E-mail
    Comments/Questions

Lidke & Associates  is an experienced long term care insurance consulting firm that works with several top long term care carriers. We have expertise in both individual and group long term care insurance programs.

E-MailComments/Questions or call to register for classes or to receive further information on broker opportunities.
Corporate Office:
Denver Metro: 303-649-1922
Fax #: 303-649-1925
U.S. Toll-free: 1-800-888-9084
Western Regional Branch:
Phone: 970-384-1900
Fax: 970-384-1901
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